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The following information will be useful to anyone who owns a home that is “underwater” (the home is worth less than the secured debt against it) or for those that are simply having difficulty making their existing mortgage payment(s). If you fall into either of those categories...

It’s almost a guarantee that a potential client will say at some point during an initial meeting with a bankruptcy attorney that, “I can’t believe I have to do this; I’m not the type of person that files bankruptcy.” This will normally lead to the bankruptcy lawyer explaining...